Metro Detroit Bankruptcy Attorneys
Are your debts becoming too much to handle? If you are considering bankruptcy, it is important to contact us toll free at 1-877-334-3922 for protection of your rights and help in:
- Stopping Harassing Creditor Collection Calls
- Stopping Foreclosure
- Stopping Repossession, Garnishment and Levies
The new bankruptcy laws require you to obtain consumer credit counseling. Erasing or reorganizing your debt is one thing. Learning how to avoid future financial pitfalls and debt problems provides a sense of clarity following a stressful time. At Weik & Associates, P.C., we help clients throughout the Metro Detroit area obtain the consumer credit counseling they need. We will refer you to creditable and economical sources for your credit counseling.
Consumer Credit Counseling as a Means to Debt Relief
Chapter 7 bankruptcy requires two consumer credit counseling sessions, one prior to the filing and one following the debt discharge. Chapter 13 bankruptcy only requires one consumer credit counseling session prior to the filing. You will receive valuable information and advice and answer tough questions on how you could have better handled your financial affairs. Confronting your mistakes goes a long way to prevent repeating them.
The Benefits of Consumer Credit Counseling
At Weik & Associates, P.C., we will help you locate an authorized credit counseling agency for your consumer credit counseling. While there is usually a $50 fee for the credit counseling class, many clients on fixed incomes have the fee waived. Once you have finished one or both sessions, depending on your bankruptcy filing, you will receive a certificate of completion. We file it and your bankruptcy is complete.
Bankruptcy represents a fresh start. The last thing you want is to experience severe financial problems that result in another bankruptcy filing. Avoiding a repeat of your situation can only come with an increased knowledge of what brought you there in the first place.
Contact Us
For more information or to schedule an appointment for a free consultation with an experienced personal bankruptcy lawyer regarding bankruptcy and the consumer credit counseling requirement, please contact us.
